The Villagers Co-Operative Thrift & Credit Society Ltd.

Our Services

Membership

 The Membership of the Society is open to all residing in the National Capital Region. Minor children can also take Membership under the guardianship of their parents. To become a Member one has to pay Rs.700/- (Admission fee Rs.100/-, five shares of Rs.100/- each and Insurance fund Rs.100/-). Address and I.D. proofs are required.

Compulsory Deposit

Every member has to make a Compulsory Deposit of minimum Rs.100/- every month on which interest @ 9% is paid.

Optional Deposit

The interest rate for Optional Deposit (OD) is @ 5% is paid.

Recurring Deposit

Period	Interest Rate
1 Year	10%
2 Year	11%
3 Year	12%

Fixed Deposit

Fixed deposits are accepted from the members only. Total secrecy about the FDs will be maintained.

Period	Interest Rate
1 Year	10%
2 Year	11%
3 Year	12%

Loans

Loan Type	Loan Limit	Period	Interest Rate
Personal Loan	1,00,000/-	1 Year,2 Years, 3 Years, 4 years	15 %
Emergency Loan	10,000 /- (Maximum)	10 Installment	15%

 Academic Awards

 The Society had instituted Academic awards to Children of Members securing highest Marks in 10th and 12th Board Exams in each stream. Every year awards will be distributed to the selected students at the General Body Meeting. Student securing 1st and 2nd position are entitled for cash awards of Rs.2000/- and Rs.1000/- respectively in each stream in 12th class.

Awards of Appreciation

For the first time the Society started to gave award of appreciation to the member who has made the highest Fixed Deposit and who enrolled maximum members to the Society.

Society Office and Working

Society open for 6 days week from 10 A.M. to 12 A.M. and 5 P.M. to 7 P.M. and Monday Closed . We are also running some welfare schemes for poor children.

Gift to Members

So far the Society has distributed attractive gifts to members on the occasion of Diwali every year.

 On behalf of the Society, I take this opportunity to thank all the Members of the Society and other well wishers for guiding, and supporting the activities of the Society. We are committed to provide better services to our Members in the future.

Tejpal Solanki
(SECRETARY)